html,body{margin:0;padding:0}
html{scroll-behavior:smooth}
.pch{--navy:#14233a;--gold:#b8923a;--ink:#1f2933;--muted:#5b6670;--line:#e3e6ea;--bg:#f7f8fa;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;margin:0;background:#fff}
.pch *{box-sizing:border-box}
.pch a{color:var(--navy)}
.pch .wrap{max-width:960px;margin:0 auto;padding:0 20px}
.pch header{background:var(--navy);color:#fff;padding:18px 0}
.pch header .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
.pch .brand{font-family:Georgia,"Times New Roman",serif;font-size:20px;letter-spacing:.5px;color:#fff;text-decoration:none}
.pch .brand span{color:var(--gold)}
.pch nav a{color:#fff;text-decoration:none;font-size:14px;margin-left:18px;opacity:.9}
.pch .hero{color:#fff;padding:110px 0 120px;border-top:1px solid rgba(255,255,255,.08);
  background:var(--navy) linear-gradient(90deg,rgba(20,35,58,.88) 0%,rgba(20,35,58,.62) 55%,rgba(20,35,58,.35) 100%);
  background-image:linear-gradient(90deg,rgba(20,35,58,.88) 0%,rgba(20,35,58,.62) 55%,rgba(20,35,58,.35) 100%),url('https://images.unsplash.com/photo-1748063578185-3d68121b11ff?auto=format&fit=crop&w=1920&q=70');
  background-position:center 60%;background-size:cover;background-repeat:no-repeat}
.pch .hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:normal;font-size:40px;line-height:1.2;margin:0 0 14px}
.pch .hero p{font-size:18px;max-width:620px;margin:0 0 28px;opacity:.9}
.pch .btn{display:inline-block;background:var(--gold);color:#fff;text-decoration:none;padding:12px 22px;border-radius:4px;font-weight:600}
.pch .btn-ghost{background:transparent;border:1px solid rgba(255,255,255,.6);margin-left:10px}
.pch section{padding:56px 0}
.pch h2{font-family:Georgia,"Times New Roman",serif;font-weight:normal;font-size:28px;color:var(--navy);margin:0 0 16px}
.pch .muted{color:var(--muted)}
.pch .grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:24px}
.pch .card{display:block;text-decoration:none;border:1px solid var(--line);border-radius:6px;padding:22px;background:#fff;transition:border-color .15s,box-shadow .15s}
.pch .card:hover{border-color:var(--gold);box-shadow:0 4px 14px rgba(20,35,58,.08)}
.pch .card .more{display:inline-block;margin-top:12px;font-size:14px;font-weight:600;color:var(--gold)}
.pch .card h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.pch .card p{margin:0;color:var(--muted);font-size:15px}
.pch .alt{background:var(--bg)}
.pch .contact{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:8px}
.pch .contact div{font-size:16px}
.pch .label{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--muted);margin-bottom:4px}
.pch .legal{max-width:760px}
.pch .legal h1{font-family:Georgia,"Times New Roman",serif;font-weight:normal;font-size:34px;color:var(--navy);margin:0 0 6px}
.pch .legal h3{font-size:17px;color:var(--navy);margin:28px 0 6px}
.pch .legal p,.pch .legal li{font-size:15px}
.pch .legal ul{padding-left:20px}
.pch .legal .updated{color:var(--muted);font-size:14px;margin:0 0 24px}
.pch .optin{margin-top:40px;max-width:640px;border:1px solid var(--line);border-radius:6px;padding:28px;background:var(--bg)}
.pch .optin h3{font-family:Georgia,"Times New Roman",serif;font-weight:normal;font-size:22px;color:var(--navy);margin:0 0 4px}
.pch .optin .muted{margin:0 0 18px;font-size:15px}
.pch .optin label{display:block;font-size:14px;font-weight:600;color:var(--ink);margin-bottom:14px}
.pch .optin input[type=text],.pch .optin input[type=email],.pch .optin input[type=tel],.pch .optin select,.pch .optin textarea{display:block;width:100%;margin-top:5px;padding:10px 12px;border:1px solid #c9ced4;border-radius:4px;font:inherit;font-weight:normal;background:#fff;color:var(--ink)}
.pch .optin .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.pch .optin .consent{display:flex;gap:10px;align-items:flex-start;font-weight:normal;font-size:13px;color:var(--muted);line-height:1.5}
.pch .optin .consent input{margin-top:3px;flex:0 0 auto;width:16px;height:16px}
.pch .optin button{border:0;cursor:pointer;font:inherit;font-weight:600;margin-top:4px}
.pch .optin .fine{font-size:12px;color:var(--muted);margin:12px 0 0}
.pch .hp{position:absolute;left:-9999px}
.pch .thanks{min-height:40vh}
.pch footer{background:var(--navy);color:rgba(255,255,255,.8);font-size:13px;padding:24px 0;text-align:center;line-height:1.8}
.pch footer a{color:#fff}
@media (max-width:720px){
  .pch .hero{padding:64px 0 72px;background-image:linear-gradient(rgba(20,35,58,.78),rgba(20,35,58,.78)),url('https://images.unsplash.com/photo-1748063578185-3d68121b11ff?auto=format&fit=crop&w=900&q=65')}.pch .hero h1{font-size:30px}
  .pch .grid,.pch .contact{grid-template-columns:1fr}
  .pch nav a{margin-left:0;margin-right:14px}
  .pch .btn-ghost{margin-left:0;margin-top:10px}
  .pch .optin{padding:20px}
  .pch .optin .row{grid-template-columns:1fr;gap:0}
}